Are you paying too much for your home loan? The ‘loyalty tax’ explained
Introduction Throughout 2023 the world has experienced a cost of living crisis, and Aussie households are currently feeling the pinch. One particular area compounding this…
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The fixed rate home loan bubble has well and truly burst
Introduction The world has changed immensely since the COVID-19 global pandemic began. The ways that we live, learn, work and relax have all been impacted….
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Australia includes Permanent Residents in on First Home Guarantee. First time in history
In the past, the First Home Guarantee scheme has only been available for Australian citizens to purchase a property. What’s changed? This year, the National…
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The Single Income Challenge: Can You Afford a Home in Australia today?
How many of us can still buy a home on one paycheck? The answer might shock you. Could You Afford A Home In Australia in…
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5 Perks of Owning Commercial Properties
Whether it is for investment or your own business, there are benefits in getting yourself a commercial property here in Australia, following up on our…
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How to save by refinancing from Keystart
Keystart’s Interest Rates Keystart interest rates had grown from a high of 4% last year to 8.01% this year. Buyers who had maxed out their…
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Perth’s Real Estate Resilience: Defying Interest Rate Hikes
We have noticed that homeowners are slowly starting to sell off their properties to profit while their property value is currently at its peak. According…
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Australian Mortgage Rate Hikes: How to handle it in 2023
On the 8th of March, the Reserve Bank increased the cash rate again, this time by another 0.25%. Now the cash rate sits at 3.60%….
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What is an Assessment Rate?
A bank assessment rate is the interest rate a bank uses to assess a loan application. It is the rate the bank uses to determine…
