Commercial Loans

We’ll guide you through every step of your home loan journey.
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What would you like to do?

Whether you’re a first home buyer or a seasoned investor it’s important to make sure you have all the facts to find the right loan for you. The type of home loan you choose will depend on your situation.

Commercial property loans

Find out everything you need to know when buying your first home from FHOG, deposit and costs.

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Business loans

Switching to a better home loan is a lot easier today. Find out how much you could save.

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Asset finance loans

Learn how to get the best investment home loan rates and what tax deductions you can claim.

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Why choose AA Finance?

  1. Award-winning finance broker with years of experience and expertise in lending.
  2. Knowledgeable staff that will find the right loan for you – no matter what your needs are.
  3. Competitive rates and options to suit your needs – we have a range of loan products to choose from, all of which we tailor specifically for you.
  4. Simplified process that is easy to understand – our team understands the importance of making mortgage planning simple and straightforward for you!
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Mortgage Banking FAQs

How much can I borrow?
The general rule is that you can borrow 6 times your regular income, however there are many factors that will affect your borrowing capacity such as, dependents, outstanding debt, cashflow, job status etc. Do speak to us to find out more.
What's the lowest interest rate?
We have a panel of over 30+ lenders in our portfolio, we are confident that depending on your circumstances we are confident that we will find a lender that would suit your financial needs. Do speak to us to find out more.
How much deposit do I need?
Most lenders would require a 20% standard deposit for the purchase of a property in order to avoid paying extra for the Lenders Mortgage Insurance. But there are some lenders out there that may only require a deposit of 5% to 15% if the you meet certain prerequisites. Do speak to us to find out more.
Can I use welfare payments as part of my income?
Some welfare payments from Centrelink can be considered part of your income. Do speak to us to find out more.
How much is my repayment?
Your repayment is dependent on how much you plan to borrow, the tenure of your loan and the interest rate. Do speak to us to find out more.

30+ Lenders. More Choices. Better Rates.

We’re partners with more than 30 trusted Australian lenders and can bring you a wide range of lending options. With some exclusive members-only Australian Financial Group options. We also have access to a specialised banker and business channels.

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We have the experience and knowledge to help you through the process, and get you to your goal as soon as possible.

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Come talk to us about your loans and circumstances. We can help assess what you need and recommend a plan of action.

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