Investment home loan

Rates have never been lower. See what you can save by refinancing your home loan to a lower rate through AA Finance.

Why do you want to refinance?

The first step to refinancing is understanding your needs. Then you can identify which home loans are best suited to your financial goals.

Pay less each month

A lower interest rate can help reduce your monthly repayments and free up cash flow each month. See how you can pay less on your home loan.

Pay off loan sooner

There are a number of ways you can shave years off your loan and be debt free sooner. Find out how much you could save.

Get cash out

Accessing equity in your home loan can free up cash you could use to do repairs, renovate your home, or buy another property.

Consolidate debt

Combining debts like credit cards, personal loans or car loans into your home loan can reduce the total amount of interest you pay.

Find out more about switching to a better home loan

Why to refinance?

How refinancing can save you money

With home loan rates at a historical low, chances are you could save serious cash by refinancing.

Why should you refinance your home loan?

Refinancing can help you take control of your finances when your life takes an unexpected turn.

Home loan transfer and portability

If you’re moving home, you could have the option to take your home loan with you.

Refinancing alternatives and options

Refinancing not an option for you? There are other ways that can help you save money.

How to refinance?

Home loan refinancing checklist

Wondering what refinancing can involve? Check out our handy checklist.

Refinancing with a mortgage broker

Find out how an AA Finance Broker can help you refinance your home loan.

Home loan refinancing timeline

Refinancing may sound like a hassle, but we’ve made it a simple five-step process.

Refinancing documents and paperwork

Paperwork is key to refinancing. Here’s an idea of what you’ll need.

Investment Home Loan

If you’re thinking of buying a house in the near future, you’ll want to know about investment home loans. These loans offer homeowners a different way to buy a home – one that doesn’t involve taking out a traditional mortgage. Instead, you borrow money against the value of your home, and then pay back the loan over time with interest.

The upside to investment home loans is that they offer a high degree of flexibility. You can choose the term of your loan, and even have it paid off in full over time – without having to worry about putting your house up for sale. The downside is that these types of loans are usually more expensive than traditional mortgages, and you may have to pay higher interest rates, as lenders generally view investors as higher risk than homeowners.

Home Loans

Most home loans will require a minimum of 20% deposit if you are looking to waive the Lender’s Mortgage Insurance. However some professions may qualify for a lower deposit amount without having to pay the Lender’s Mortgage Insurance. Investment home loans are available in fixed, variable, split and interest only, some lenders also have offset accounts available for customers looking to lower their interest over time.

Speak To Us

As a first home buyer, we are happy to help you reach your financial goals, so you can move into your home sooner. If you are in need for home loans, feel free to reach out to us at [email protected] or call 0433 068 970 (Leo).

Why choose AA Finance?

  1. Award-winning finance broker with years of experience and expertise in lending.
  2. Knowledgeable staff that will find the right loan for you – no matter what your needs are.
  3. Competitive rates and options to suit your needs – we have a range of loan products to choose from, all of which we tailor specifically for you.
  4. Simplified process that is easy to understand – our team understands the importance of making mortgage planning simple and straightforward for you!

Let us help you get started

Give us a call

We have the experience and knowledge to help you through the process, and get you to your goal as soon as possible.

Meet with us

Come talk to us about your loans and circumstances. We can help assess what you need and recommend a plan of action.

Drop us a WhatsApp message

Connect with us through Whatsapp